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| $ | INVESTMENT RATES | $ | |
| Print Friendly Version | APYs are accurate as of June 11, 2008 | ||
| CERTIFICATE OF DEPOSIT | ANNUAL PERCENTAGE YIELD | INTEREST RATE | |
| 6 Months 1 | 2.90% | 2.86% | |
| 12 Months 1 | 3.25% | 3.20% | |
| 18 Months 1 | 3.40% | 3.35% | |
| 24 Months 1 | 3.75% | 3.69% | |
| 36 Months 1 | 4.00% | 3.93% | |
| 48 Months 1 | 4.00% | 3.93% | |
| 60 Months 1 | 4.00% | 3.93% | |
| Other Featured Specials | |||
| 12 Month Bump-Up Certificate 1, 4 | 3.25% | 3.20% | |
| 5 Months Flex Account 2 | 2.50% | 2.47% | |
| 7 Months Flex Account 2, 3 | 3.50% | 3.45% | |
| For Customer Service, dial the Beacon Call Center: | |||
| Phone #: (315) 433-0111, Option 4 or toll-free outside 315 Area Code:1-888-256-3800 | |||
| Or visit our website at: www.beaconfederal.com | |||
| 1 $2,500.00 minimum to open and earn APY. Penalty may be imposed for early withdrawal. | |||
| May be used for IRA investment. | |||
| 2 $10,000.00 minimum to open and earn APY. Rate may change at end of flex term. | |||
| May be used for IRA investment. | |||
| 3 This account is only eligible to members maintaining a Beacon Bonus Checking account. | |||
| 4 You may change the interest rate and corresponding annual percentage yield once during the term of this | |||
| Certificate of Deposit to an interest rate published by Beacon Federal with the same term as your current | |||
| Certificate of Deposit with the exception of Certificates of Deposits labeled as "specials" on the "Investment | |||
| Rates" chart. | |||